The PropertyClub Blog

To buy a house with a 401k, you can apply for a 401k loan or make a 401k withdrawal. However, making a 401k withdrawal for a home purchase may not be the best idea for your future, especially if you have to pay taxes or a penalty. If you take out money before age 59.5, it may result in federal income tax and a 10% tax penalty. That’s why a 401k loan is a better option because you won’t be subject to penalties.

The $25,000 Downpayment Toward Equity Act promises Americans a $25,000 cash grant for first-time home buyers. Although it was first introduced in Congress in 2021 and reintroduced in the House and Senate in 2023, the bill has not passed into law as of mid-2024. The bill is still pending and its future remains uncertain as it continues to await a vote in Congress.

The terms "30/360," "Actual/360," and "Actual/365" refer to different day count conventions used by lenders to calculate interest and loans in order to measure risk and the potential return on investment. These conventions define how the number of days between two dates is determined and how interest is calculated over that period.

If you have a noisy neighbor, approach your neighbors calmly and politely to discuss the noise issue. You should also keep a record of the noise incidents, noting the dates, times, and nature of the disturbances. This documentation can be helpful if you need to discuss the issue with your neighbors, landlord, or local authorities. If your neighbor doesn’t change their behavior, reach out to your landlord or property manager. They may be able to mediate the situation or take action to enforce noise regulations.

Pennsylvania is a state that often ranks within the top 15 states in terms of crime. While the state offers much in the way of cities, culture, and mountains, there are some less desirable cities within Pennsylvania. Surprisingly, many of the state’s most violent towns are nowhere near Philadelphia. Here are the top twelve most dangerous cities in Pennsylvania.

With a population of 1.3 million, Dallas is one of the nation’s largest and fastest-growing cities. Yet, despite some concerns about crime, there are still many livable areas within the city. Generally, the northern and eastern parts of Dallas are safer than the central and southern parts of the city. This list will break down the twelve safest neighborhoods in Dallas.

Colorado is easily one of the most breathtaking states in the United States. With unparalleled mountain landscapes and growing cities like Denver, Colorado is an attractive place to live. However, crime is a concern for many of the state’s residents. Read on to discover the twelve safest places to live in Colorado.

Pittsburgh is a mid-sized city with a lot going for it. It has great sports teams, entertainment, and recreation. Located in western Pennsylvania, it also has close access to large cities, mountains, and beaches. If you are considering relocating or visiting, read on to discover the twelve safest neighborhoods in Pittsburgh. 

Los Angeles is famous for its famous people, great weather, sandy beaches, and world-class dining and entertainment. With so much to offer, LA is a great place to live or visit. However, if safety is a concern, you’ll want to be familiar with the safest areas in this city of over 4 million people. In this article, we’re going to discuss the twelve safest places to live in Los Angeles.

If you're planning on moving to Connecticut but want to be close to NYC, you might be wondering what the best places to live are. Here are the ten best CT commuter towns and suburbs you should check out.

Washington State is a widely diverse state featuring major cities, snow-capped mountains, and miles of coastline, making it a great place to live. Read on to discover the twelve safest places to live in Washington State.

As the largest borough by area in New York City, Queens is also the most diverse. Some of the best neighborhoods in Queens are Long Island City, Forest Hills, and Middle Village. Here are the best places to live in the borough.