Cheapest Places to Live in Massachusetts

By PropertyClub Team
Feb 19th 2023
Like most other northeastern states, the cost of living in Massachusetts can quickly climb to unimaginable heights. But this report on the ten cheapest places to live in Massachusetts will help you find the most affordable cities and budget-friendly areas in the state. 

hash-mark10 Cheapest Places to Live in Massachusetts

  1. Adams
  2. Springfield
  3. Pittsfield
  4. Chicopee
  5. Athol
  6. Holyoke
  7. Ludlow
  8. Gardner
  9. Westfield
  10. Fitchburg

hash-mark1. Adams

Adams is the cheapest place to live in Massachusetts. Located in the state’s northwestern corner, this city is home to roughly 8,000 people and was named after the revolutionary leader Samuel Adams. It is situated in a picturesque area of stunning natural scenery, complete with rolling hills and an abundance of opportunities for outdoor recreation. Notable attractions within this community include the Susan B. Anthony Birthplace Museum, the Ashuwillticook Rail Trail, and Mount Greylock, which is the highest peak in the state. Homes for sale in Adams average $216k, making it the cheapest city in Massachusetts.  

hash-mark2. Springfield

The second most affordable place to live in Massachusetts is Springfield. Another city situated in the state’s Northwestern region, Springfield has plenty to offer its nearly 155,000 residents. It is home to a rich history, particularly in reference to its early significance as a hub for firearm and automobile manufacturing. Additionally, this city is also home to a number of cultural institutions and attractions, such as the Springfield Museums complex, the Dr. Seuss National Memorial Sculpture Garden, and Quadrangle Park. Other local draws include a number of local colleges and universities, as well as a vibrant selection of eateries and gaming entertainment. Home values in Springfield average around $247k, making it one of the cheapest cities in Massachusetts. 

hash-mark3. Pittsfield

Pittsfield is another one of Massachusetts’ cheapest places to live. A relatively large city located in Berkshire County, this city is home to roughly 44,000 people, all of whom prefer the area for its rich history, natural beauty, and vibrant local entertainment scene. Particular favorite attractions in this area include a number of art exhibits, natural history museums, and science displays, such as those showcased in the Berkshire Museum. In addition to its many cultural institutions and attractions, residents of Pittsfield can also enjoy the city’s numerous parks, which include the Pittsfield State Forest. Here, locals will find plenty of outdoor activities, such as hiking trails, campsites, and fishing holes. With home values in Pittsfield averaging $255k, this is the perfect spot to find an affordable piece of Massachusetts real estate. 

hash-mark4. Chicopee

Located in Hampden County is Chicopee, another one of the cheapest places to live in Massachusetts. Home to about 55,000 people, Chicopee offers its residents a small-town atmosphere while remaining a vibrant community filled with an abundance of amenities. These amenities include items such as historical exhibits, public parks, and a thriving downtown area complete with restaurants, shops, and other businesses. Additionally, the city is the proud home of Westover Air Reserve Base, which has one of the largest runways on the east coast. With homes for sale in Chicopee averaging $265k, this city is a top choice among those looking for an affordable area with a charming atmosphere. 

hash-mark5. Athol

Athol is one of the cheapest places to live in north-central Massachusetts. Known for its abundance of natural beauty, state parks, and outdoor recreation opportunities, it’s no surprise that Athol is an ideal location for nature lovers. The city is home to about 12,000 residents who appreciate the area’s commitment to maintaining its stunning natural scenery. Favorite spots within the city include the Quabbin Reservoir, the Millers River, and Tully Lake, all of which provide convenient access to hiking, fishing, and boating opportunities. With home prices in Athol averaging at $272k, this city is truly an outdoor enthusiast’s dream. 

hash-mark6. Holyoke

Another cheap city located in Hampden County, Holyoke is a great choice for those interested in affordable Massachusetts living. A midsize city, Holyoke is home to about 38,000 people – a population that has continued to grow over recent years. This is largely due to the city’s current focus on revitalization, which has led to the development of many new businesses, restaurants, and renovated historic buildings. Homes in Holyoke average $272k, keeping it an affordable part of the Massachusetts landscape. 

hash-mark7. Ludlow

Ludlow is one of the cheapest Massachusetts cities for sports fans. Located in the state’s western region, this city is home to about 21,000 residents and is a famous epicenter for soccer sporting events. The sport is embedded into the city’s culture, and locals will find numerous games and tournaments to attend at the Lusitano Stadium. Other fun things to do in Ludlow include visiting its many historical sites, hiking at the Ludlow Reservoir, and smelling the flowers at Randall’s Farm and Greenhouse. Home prices in Ludlow average at $301k, maintaining its status as a fun and affordable place to live. 

hash-mark8. Gardner

Gardner is both an affordable and well-rounded place to live in Massachusetts. Located about 60 miles northwest of Boston, this city boasts a thriving population of about 21,000 people. It possesses a distinctly suburban atmosphere, and residents of Gardner prefer the area for its rich history, beautiful scenery, and vibrant downtown district. Other local amenities in this city include pedestrian-friendly walkways, a diverse culinary scene, and a wide range of public parks. Home values in Gardner average at $305k, offering residents an affordable area for suburban living. 

hash-mark9. Westfield

Westfield is another cheap Massachusetts city with plenty to give. Lovingly dubbed the “Whip City,” Westfield was once an epicenter for the buggy whip industry. Today, it is home to a bustling business community that ranges from small, independent retailers to multi-million dollar corporations. In particular, Westfield provides ample opportunities for those in the precision manufacturing industry. This business-forward environment provides sustainable growth within the community, keeping local unemployment rates nearly half the national average. Even so, homes for sale in Westfield average $314k, keeping it an affordable option for business professionals.

hash-mark10. Fitchburg

Located roughly 10 miles from New Hampshire is Fitchburg, another one of the cheapest cities in Massachusetts. Fitchburg is home to roughly 41,000 people, making it one of the largest cities in Worcester County. In addition to its size, this city is also known for its historical significance, hilly topography, and tightly-knit neighborhood communities. Prominent industries here include pharmaceuticals, tool manufacturing, and textile production. Homes for sale in Fitchburg average $329k, making it a great option for those interested in a well-rounded city.