The PropertyClub Blog
Rental History Report: What Is it & How to Check it for Free
A rental history report is a detailed record of your past rentals, including information about landlords, payment history, and any issues like evictions or property damage. Landlords use these reports to decide if you'll be a good tenant.
How To Find Out If Someone Died In Your House
There are several ways to find out if someone died in your house, both free and paid. This article explains how you can uncover the history of your home, whether you're looking for a quick answer or willing to do a bit of digging.
Credit Reference Rental Application Guide
If you've come across a rental application asking for a credit reference, you might wonder what that means. A credit reference is a document or letter from an individual or business that has extended credit to you or loaned you money. It’s similar to other reference letters and speaks to your creditworthiness. A credit reference is not a credit check, contrary to popular belief.
Rent to Own Homes With Bad Credit
Even if you have bad credit, homeownership is still attainable. Rent-to-own programs are a great way to work toward your financial goals while living in the home you intend to purchase, and options are available for those with bad credit. Here are a few programs you should consider.
What Is a Month-to-Month Lease Agreement?
A month-to-month rental agreement, also known as a monthly lease agreement, is a type of residential lease agreement that continues for 30 days at a time. The tenancy is legally-binding and enforceable. Generally, the terms continue until either party terminates the agreement, either according to the terms of a written (or oral) lease agreement or under the applicable state law.
How to Get An Apartment Without a Job
To get an apartment without a job you need to convince the landlord that you can afford to pay the rent. There are many ways to do this, including sharing financial documents that show you are financially stable or having a friend or family member co-sign the lease. This article explains eight practical ways to do just that.
No Credit Check Apartment Guide
No credit check apartments are apartments that don't require a credit check for approval. That means that you can rent a flat even if you have bad credit, no credit history, or a low credit score. Usually, that means renting from a private landlord, but there are other options to find a no credit check apartment as well.
LA vs. NYC Living Comparison
Choosing between Los Angeles and New York City depends largely on your personal preferences and lifestyle. LA might be better if you prefer a mild, sunny climate year-round, lower real estate prices, and a more relaxed, casual lifestyle with a focus on fitness and wellness. On the other hand, NYC might be better if you thrive in a fast-paced, high-energy environment, prefer walking or using public transportation, and seek higher-paying job opportunities, especially in finance or business.
Does Not Paying Rent Affect Credit Score?
Your rental history can affect your credit score, especially if you have late or unpaid rent. It’s vital to keep up with your monthly responsibilities for the best credit report. Read on to learn more about the impact a late rent payment can have on your credit score.
How to Get an Apartment With Bad Credit
You can get an apartment with bad credit by following some practical steps. This article provides essential strategies, including obtaining letters of recommendation, proving your financial security, looking for private landlords, offering a larger security deposit, using a cosigner or guarantor, and finding a roommate. Additionally, we'll discuss steps to improve your credit score to make renting easier in the future.
11 Cheapest Places To Live In NJ
New Jersey is a great state to live in, offering the tranquility of the suburbs with an easy commute to either New York City or Philadelphia (depending on where you live). However, all the serenity and convenience also come at a price. It’s among the most expensive states in the US. But if you do your research and shop around, there are plenty of great areas with a more affordable cost of living. Here is a closer look at the ten most affordable places to live in NJ.
10 Richest Counties in Florida
Florida, known for its beautiful beaches and diverse cultures, is also home to some of the wealthiest counties in the United States. The richest counties in Florida counties are St. Johns County, Collier County and Monroe County. While the cost of living matches the high earnings, the amenities and quality of life in these areas are second to none.