The PropertyClub Blog

Home of the famous Ozark Mountains, Arkansas is a deep south state with a lot of character. Many people come for the mild winters and low living costs and stay for the great scenery and chicken fried steak. If you consider visiting or moving, you'll want to stay safe. Read on to discover the twelve safest cities in Arkansas. 

Home of Ohio State University, Columbus is both the capital and largest city in Ohio. With a population of around 905,748, Columbus has a dynamic economy and a wide array of neighborhoods. Unfortunately, some areas have earned a reputation for high crime. Read on to discover the eleven most dangerous neighborhoods in Columbus. 

Toronto is the fourth largest city in North America, yet it experiences considerably less crime than most of the other cities of the same size. However, that doesn’t mean it’s without its dangerous areas. Many visitors think they’ll be safe anywhere they travel in the city, which isn’t always the case. So, to help you avoid any issues when visiting or moving, here are the dangerous neighborhoods in Toronto. 

Nashville is a fast-growing city that is gaining thousands of new residents each year. With an economy expanding beyond the country music industry, the city is now home to professionals working in a variety of growing fields. Read on to discover the ten safest neighborhoods in the Nashville metro area.

Located along the Great Lakes, Wisconsin offers everything from skiing, hiking and urban attractions in Milwaukee. With so much to offer, it’s no wonder so many people love visiting or moving to the state. If you are considering a move to the Badger State, here are the twelve safest places to live in Wisconsin. 

Word has been getting out that Mississippi is a great place to live, with the state has experiencing a boom in population in recent years, transforming many towns and cities. If you're visiting or moving to the state, read on to discover the twelve safest places to live in Mississippi. 

Most people believe you need a ton of cash in the bank to become a real estate developer. The truth is that you can obtain financing for a development project, but a conventional mortgage won't suffice. Instead, you can get a real estate development loan, which can be used to finance construction projects and other related expenses. Here is a closer look at property development loans and how to obtain one.

You can buy a house with no money by getting a VA or USDA loan. You can also consider applying for a downpayment assistance program if you do not quality for a VA or USDA loan.

The 1% rule in real estate is a quick and simple guideline that investors use to evaluate the potential profitability of a rental property. It states that the gross monthly rental income from a property should be at least 1% of the property's purchase price. The rule is used to assess whether or not a home will produce enough cash returns to cover its respective mortgage and other expenses.

A contract for deed is basically a type of seller financing that enables a buyer to purchase a home and pay the seller monthly rather than paying the bank. The current owner retains the property title until the buyer has made all their payments, at which time the title transfers to the buyer. A contract for deed essentially involves financing through the seller instead of through a bank or lender. 

In real estate, the term "contingent" refers to a status where an offer on a property has been accepted, but the finalized sale depends on certain conditions or contingencies being met. Once the contingencies are met, the deal will proceed and close. If the contingencies are not met, the buyer or seller can back out of the deal without penalties.

Assessed value and appraised value are both used in real estate to determine the value of a property, but they serve different purposes and are calculated differently. Read on for a breakdown of the differences.