The PropertyClub Blog

Those who live in NJ but work in NYC are exempt from NYC income tax. However, you must file a New York non-resident return (IT-203) and a New Jersey resident income return (NJ-1040). Read along to find out more about which taxes to file to where to file them.

New York City is one of the few places in the United States where residents have to pay a local income tax in addition to state income taxes. The NYC income tax rate ranges from 3.078% to 3.876% based on your income. This tax applies to everyone living in the city and is paid annually along with your New York State taxes. The combined state and city income tax rates can go from 7.078% to 14.776%, making it one of the highest tax burdens in the country for top earners.

A rental history report is a detailed record of your past rentals, including information about landlords, payment history, and any issues like evictions or property damage. Landlords use these reports to decide if you'll be a good tenant.

There are several ways to find out if someone died in your house, both free and paid. This article explains how you can uncover the history of your home, whether you're looking for a quick answer or willing to do a bit of digging.

If you've come across a rental application asking for a credit reference, you might wonder what that means. A credit reference is a document or letter from an individual or business that has extended credit to you or loaned you money. It’s similar to other reference letters and speaks to your creditworthiness. A credit reference is not a credit check, contrary to popular belief. 

Having bad credit or a bankruptcy on your record can make it challenging to do things like find an apartment. But luckily, some alternatives can help you secure a place to live despite your financial history. One of those methods is using what is called a CPN to re-establish your credit. This method can be somewhat risky and won’t be accepted by every landlord. But it can be a way to find housing while you work on your credit. Here is a look at CPNs and how to use them to apply for an apartment.

Even if you have bad credit, homeownership is still attainable. Rent-to-own programs are a great way to work toward your financial goals while living in the home you intend to purchase, and options are available for those with bad credit. Here are a few programs you should consider. 

A month-to-month rental agreement, also known as a monthly lease agreement, is a type of residential lease agreement that continues for 30 days at a time. The tenancy is legally-binding and enforceable. Generally, the terms continue until either party terminates the agreement, either according to the terms of a written (or oral) lease agreement or under the applicable state law. 

To get an apartment without a job you need to convince the landlord that you can afford to pay the rent. There are many ways to do this, including sharing financial documents that show you are financially stable or having a friend or family member co-sign the lease. This article explains eight practical ways to do just that.

No credit check apartments are apartments that don't require a credit check for approval. That means that you can rent a flat even if you have bad credit, no credit history, or a low credit score. Usually, that means renting from a private landlord, but there are other options to find a no credit check apartment as well.

Choosing between Los Angeles and New York City depends largely on your personal preferences and lifestyle. LA might be better if you prefer a mild, sunny climate year-round, lower real estate prices, and a more relaxed, casual lifestyle with a focus on fitness and wellness. On the other hand, NYC might be better if you thrive in a fast-paced, high-energy environment, prefer walking or using public transportation, and seek higher-paying job opportunities, especially in finance or business.

Your rental history can affect your credit score, especially if you have late or unpaid rent. It’s vital to keep up with your monthly responsibilities for the best credit report. Read on to learn more about the impact a late rent payment can have on your credit score.